A credit card is small in size, made of plastic and is an acceptable form of payment around the world.
Usually issued by a bank or a credit union, it permits the owner to shop directly, for example in store or indirectly via a website.

The origins of the credit card started way back in the early 1900’s. Following a number of similar ideas, the first credit card was used in the 1920’s in America to sell fuel to an increasing number of car owners.
Only in 1950 was the idea of customers paying different businesses, using the same card implemented by the founders of Diners club, Frank McNamara and Ralph Schneider.

The most prominent example of a credit card in the United States became BankAmericard. They were sent in large numbers to bank customers and produced in massive quantities for customers who were thought to be good credit risks. In banking terminology these became known as “drops”. Due to the chaos they caused, they were eventually outlawed in 1970, only after no fewer than 100 million had reached the people of America.

After the chaos, only credit card applications could be sent in unsolicited mailings.